The Rules of the Game

Property and Finance Solutions has helped hundreds of clients purchase property through their Self-Managed Superannuation Funds (SMSF). There is a different set of rules around buying property through an SMSF that vary greatly to an investment made by an individual. You see, an SMSF is a legal entity, and it is the Bare Trust within the SMSF that purchases the property.

The rules also regulate who can reside in the property. e.g. You can’t buy a property through your SMSF and have your grandmother or daughter living there. This also goes for a holiday house. You can’t expect to use it for your holidays. There are also restrictions on the Contract of Sale for the property the SMSF may purchase.

An SMSF property purchase will only allow a single or one-part contract of sale. This restricts the types of property an SMSF is able to purchase. In the past, if you were looking to purchase an investment property through your SMSF, you would have been limited to either an off-the-plan apartment or townhouse or older, pre-loved properties. These may be purchased through a one-part contract of sale.

SMSF eligible Properties

Property and Finance Solutions are able to offer a large range of SMSF eligible dual occupancy house and land packages and townhouses in SE Queensland and VIC. These are offered under the mandatory one-part contract of sale. However, conditions do apply.

We have aligned ourselves with a quality builder that has a fully compliant proprietary funding model that facilitates the property purchase through an SMSF. The funding model was painstakingly created due to the demand from clients wishing to buy either a house and land package or a dual occupancy home through their SMSF.

Engage your advisor

Property and Finance Solutions works closely with financial planners and accountants to make SMSF property investing work for their clients. If you would like your financial planner or accountant to help you into an SMSF property, you can always ask them to contact us and we’ll assist them to help you.